New York bankruptcy lawyers

Are you considering filing for Bankruptcy? Our New York bankruptcy lawyers can help you. Thousands of people in the US are affected by large amounts of debt, unpaid bills, and endless financial expenses.

Facing a high level of debt can be very stressful. You may even feel embarrassed about having to file for bankruptcy or seek financial help. 

Contact us today to discuss your situation. Many of our clients tell us that they feel relief and hope for the future after meeting with us for the first time.

The Best Bankruptcy Lawyers in New York City

Ortiz & Ortiz LLP is a family-run law firm that assists individuals, entrepreneurs and businesses with bankruptcy, commercial debt collection, civil litigation and judgment enforcement matters in New York.

If you are considering filing for bankruptcy in New York, you can contact Ortiz & Ortiz today. Our experienced bankruptcy attorneys have been helping thousands of clients in the same situation for over 50 years.

We have offices in Queens and Manhattan from where we have helped individuals and companies to file for bankruptcy and in their financial recovery process. We also provide virtual consultations to anyone in the five boroughs and Long Island.

attorney norma e ortiz

Our firm’s partner, Norma E. Ortiz, has over 25 years of experience tracking and dealing with bankruptcy law in New York and New Jersey. Having previously worked for the US Department of Justice, the US Trustee’s Office and for a Manhattan bankruptcy judge, Norma is able to analyze every aspect of her client’s financial situation to determine the best course of action.

Our Bankruptcy-related Services

As bankruptcy experts, our attorneys can assist you in filing under the different bankruptcy chapters. We have also answered frequently asked questions in different articles of our website.

filing for bankruptcy chapter 7

Chapter 7 Bankruptcy

Even the US courts website insists on the importance of hiring a knowledgeable lawyer for your Chapter 7 bankruptcy. The slightest clerical error can throw away your filing. Talk to our specialized New York City bankruptcy lawyers today.

what is chapter 11 bankruptcy

Chapter 11 Bankruptcy

The requirements and obligations of Chapter 11 can be daunting when faced alone. At our firm, we have represented numerous companies in Chapter 11 bankruptcy proceedings. We have helped them reorganize their debts without temporarily closing or losing their business altogether. We are committed to helping your business get a second chance.

filing for bankruptcy chapter 13

Chapter 13 Bankruptcy

At Ortiz & Ortiz we help you prepare a payment plan that suits you. We have helped hundreds of clients save their homes, credit cards, deal with tax debt and other debt problems over time. Having bankruptcy experts can be the beginning of your financial recovery.

subchapter v of chapter 11

Subchapter V of Chapter 11

Subchapter V allows small business debtors to file for bankruptcy in a timely and cost-effective manner. This subchapter was added to the bankruptcy code during the pandemic to help small business debtors stay in business for the benefit of business owners, employees, customers, suppliers, and others who depend on it.

Commercial collections

At Ortiz & Ortiz we represent not just debtor’s in a bankruptcy proceeding, but creditors and interested parties as well. Whether it is to make sure you get your fair share of liquidated assets in a Ch. 7 bankruptcy or to protect your interests in the plans filed under Ch. 11 or Ch. 13, we have helped clients recover some or all of their money by judiciously advocating for their stake in the debtor’s estate.

how to file bankruptcy in new york

Filing for bankruptcy in New York

Depending on your particular financial situation, needs, and goals, our personal bankruptcy attorneys can file a Chapter 7, Chapter 11, or Chapter 13 bankruptcy on your behalf. If you would like to learn about the process and receive step-by-step assistance on filing for bankruptcy in New York, please do not hesitate to contact us.

Remember that this is only a sample of our services and you can contact us for any type of doubt related to bankruptcy, your debts or financial recovery for yourself, a family member or your company.

Note: As New York business lawyers and lawyers for startups and small businesses we will also help you keep your company up and running.

Bankruptcy FAQs

There are different types of bankruptcies in the United States and these involve many questions for the applicant. We have answered many of these bankruptcy questions in detailed articles on the web. You can review them and contact us to receive a private consultation about your specific case.

bankruptcy chapter 7 vs 13

Difference between bankruptcy Chapter 7 vs 13:

If you are facing a major financial decision, you should know the difference between Chapter 7 and 13. On our website we tell you everything you need to know in detail.

bankruptcy means test

Bankruptcy Means Test

This test looks at your eligibility for receiving help under Chapter 7 bankruptcy based on your monthly income. Passing this test is essential and our New York bankruptcy lawyers will be your best bet.

does filing for bankruptcy affect your spouse

Does filing for bankruptcy affect your spouse?

This is one of the most frequently asked questions in our offices. Find out what options are available under Chapter 7 or 13, what happens to joint assets, and how property laws in the state where you live could affect your situation.

does bankruptcy clear medical debt

Does Bankruptcy Clear Medical Debt?

Medical debt is considered the same as credit card debt, old utility bills, and personal loans. Find out how bankruptcy can bring relief from your medical bills.

will bankruptcy stop wage garnishment

Will Bankruptcy Stop Wage Garnishment?

This garnishment is a court order that forces the employer to withhold a certain amount of your wages to be sent to your creditor. If this is your case, do not hesitate to contact our bankruptcy attorneys in New York.

buying a house after bankruptcy

Buying a house after bankruptcy

Bankruptcy will not be a permanent stain on your record and you can even consider buying a home afterwards. At Ortiz & Ortiz we tell you everything you need to know and help you in the process.

home refinance after bankruptcy

Home Refinance After Bankruptcy

Just like buying a home, you can refinance your home. With a bankruptcy on your record it is true that it will be more complex and that is why you have financial experts at your service.

can i keep my car if i file bankruptcy

Can I keep my car if i file bankruptcy?

Losing the vehicle is one of the most prevalent concerns among many people considering bankruptcy. In this article our New York bankruptcy attorneys give you the answer.

buying a car after bankruptcy

Can I buy a car after bankruptcy?

Besides not losing the car, could you even buy one? How long should you wait before considering buying a car? Get answers to these and other related questions

The consequences of filing for bankruptcy in the United States are manifold. It is important to have specialists in bankruptcy law by your side who know how to respond quickly and efficiently. At Ortiz & Ortiz our experts have been successfully solving cases in New York for more than 50 years.

How can bankruptcy help you?

  • Stop wage garnishments, foreclosure and collection efforts.
  • Become debt free and get a fresh start.
  • Protect your valuable assets from your creditors.
  • Save thousand of dollars in restitution to creditors.
  • Get a fast debt relief.
  • Expert legal counsel and high quality representation.

We help you with your debt and to rebuild your credit score

Debt worries many of the clients who contact us. As experts in bankruptcy and credit reconstruction services we can help you. On our website we have answered many of the questions that we usually receive in the office.

Remember that this is only general information and contacting us will allow us to study your case in depth and give you a personalized solution. Below are links to different articles that will guide you through different debt-related issues.

These are just a few samples of our services and questions covered in different articles that may arise to you in times of financial difficulties. 

If you have further questions about bankruptcy, debt or financial recovery, we are at your service. Do not hesitate to send us an email, book your private consultation or call us directly.

Scenarios where hiring our bankruptcy lawyers in New York is key

The assistance of a bankruptcy lawyer in the five boroughs and the rest of New York will be important in the following situations. To give several examples, you could find yourself in a situation where you:

  • Owe child support.
  • Are behind on your mortgage payments.
  • Are being late on vehicle payments.
  • You want to keep your business running.
  • Are facing a wage garnishment.
  • Have used credit cards to pay taxes.
  • Are late on the payment of student loans.
  • Are coping with financial obligations due to a divorce.
  • Have other types of judgments against you.

Experienced bankruptcy lawyers in Queens, Bronx and the rest of New York, near you.

If you need professional and experienced legal representation in bankruptcy and financial matters in the five boroughs of New York, you are in the right place. The best time to get out of debt is right now. 

Whether you are facing a complex financial situation or need support in any area of ​​bankruptcy law, do not hesitate to contact us. Our New York City bankruptcy attorneys from our Queens and Manhattan offices will be able to guide you to a fresh start.

Feel free to book your consultation online, send us an email through the contact page or call us directly.

Our experienced Latino bankruptcy attorneys can serve you in both English and Spanish.